Want to know if
you’re really protected?
Making sense of home, renters and condo insurance
Whether you own, rent or are in the market to buy, figuring out what kind of insurance to get can be confusing. It’s an important decision, one that requires knowing exactly what your needs are and what policy options are available to meet them. That’s where Amica comes in. We help you understand all that goes into making the right coverage choices, and guide you to the insurance policy that gives you peace of mind for the best possible value.
If you’re a homeowner. for example, you’ll need to consider not only the replacement value of the structure, but everything of significant worth that it contains: furniture, electronics, appliances, jewelry, clothing and much more. Are you adequately covered? How easy is it to switch to a better insurer?
If you’re shopping for a condo, keep in mind that your condo association insurance may not provide all of the protection you’re seeking. What extra coverage do you need?
And what if you’re renting. Are your belongings protected against losses from fire, theft or damage caused by a nearby tenant? Most renters are unaware that they can be held liable if someone is injured while visiting and decides to sue. Getting renters insurance through Amica is simple and affordable.
Amica is here to help
Amica can help you get the coverage that best fits your needs, whether you currently own a home or condo, rent a home or an apartment, or are actively looking to purchase a home. We can easily walk you through the process of determining coverage and help you understand your policy options and take advantage of available discounts. 1
Plus, we make it very easy to switch. We’ll work with you and your bank to make the transition seamless, and we’ll always include you in communications with other providers.
A helpful number to know
Amica has a 95% retention rate among customers with auto+home policies. 2
Amica was rated A+ (Superior) for financial security – the highest rating for financial strength and claims-paying ability from A.M. Best Company. 3 This rating reflects Amica’s outstanding capitalization, solid operating performance and market positions.
Many reasons to take it.
What you don’t know about insurance can hurt you. Take this quiz to see if you’re prepared for the unexpected.
DID YOU KNOW?
Only 36% of our quiz takers knew that they need both personal liability and medical payments coverage to be protected if they cause bodily injury to someone at or away from home.
Both personal liability and medical payments could be involved. Medical payments is “goodwill coverage” that will pay for necessary medical expenses of the injured person up to the stated limit. This coverage may be available while you are away from your home if the accident is caused by the activities of an insured. Your personal liability coverage would apply should the injured person make a bodily injury claim.
Wind damage from a tornado or hurricane is covered by a standard home policy. Earthquake coverage can be purchased as a supplement to your policy, while flood coverage must be purchased through the National Flood Insurance Program. An Amica representative can help you set up your policy and make sure your protection is complete.
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If you want to learn more about home insurance, or make sure that you have the coverage you really need, call the home insurance experts at Amica today. We’re always happy to answer your questions.
Call 855-237-2937 for a quick quote
1 Discounts not available in all states.
2 Based on 2016 policy data.
3 A.M. Best Company. Feb. 3, 2017. For the latest rating, access www.ambest.com .
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